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AfriOne
Role: Product Design, UI Design , Prototyping
Industry: Finance, Blockchain
Overview
Product: AFRI B2B Token Platform: Web Application Core Technology: Ethereum & Tron Blockchains Focus Markets: Nigeria & Ghana
AFRi is a B2B crypto-payment solution designed to bypass the friction of traditional international payment rails (SWIFT, etc.). By using a proprietary token as a bridge asset, AFRI enables businesses in Nigeria and Ghana to settle cross-border transactions instantly, cheaper, and with greater transparency.
Challenge
Businesses operating between West African nations face significant hurdles:
High Latency: Traditional bank transfers (SWIFT) can take 3-5 business days to settle.
Currency Volatility: Fluctuating exchange rates during long settlement windows create financial risk.
Regulatory Friction: High barriers to entry for opening foreign currency domiciliary accounts.
The Goal: Design an MVP (Minimum Viable Product) that prioritizes core payment functionality, settlement efficiency, and strict adherence to KYC/Compliance protocols for businesses.
The Solution: "Mint & Burn" Architecture
The product moves away from complex crypto-trading interfaces, focusing instead on a "Mint & Burn" utility model hidden behind a familiar fintech UI.
Minting (On-Ramp): Businesses pay local fiat (Naira/Cedi) to receive AFRI tokens.
Sending/Burning (Off-Ramp): Businesses send AFRI tokens, which are "burned" at the destination to release fiat (USD, GBP, EUR) to the recipient via local rails (ACH, SEPA, FPS).
Key Design Modules & User Flows
A. Corporate Onboarding & KYC (Compliance First)
Context: Unlike B2C apps, B2B requires rigorous verification. The design challenge was to make a document-heavy process feel linear and manageable.
Requirements Translated to Design:
Nigeria Flow: Integration of Director details (>15% shares), PEP (Politically Exposed Person) checks, and BVN/NIN verification.
Ghana Flow: Integration of Ghana Card and Utility Bill verification.
UI Solution: A progressive stepper UI was utilized to break KYC into 2 major steps: Business Information -> Director's Information
B. The "Minting" Experience (Buying AFRI)
User Story: "As a business user, I want to fund my account to buy AFRI."
Design Decision: We avoided crypto jargon like "Swap" or "Exchange." instead using "Fund Account".
The Flow:
User selects token type to fund
User enters amount in Fiat (e.g., NGN 5,000,000).
System auto-calculates the AFRI token equivalent based on live rates.
Dynamic Virtual Account: Upon confirmation, the system generates a one-time bank account number for the user to transfer funds to (simulating a standard bank transfer).
Security Features
To build trust with enterprise clients, security features were brought to the forefront of the UI:
Mandatory 2FA: Required for login is a 6 digit verification code.
Transaction PIN: A distinct 4 digit code required specifically to authorize the final outflow of funds, separate from the login password.
Future Roadmap (Post-MVP)
The initial design lays the groundwork for upcoming features:
Multi-User Management: Admin vs. Viewer roles.
Limit Management: Custom transaction limits for different staff members.
Reward System: Incentivizing high-volume settlements.
Reflection
Designing AFRI required balancing the technical complexity of blockchain (Ethereum/Tron minting) with the simplicity expected by traditional business owners. The result is a hybrid interface that feels like a bank but moves with the speed of crypto.
